ECE Healthy Advantage: Give your childcare staff
the health insurance benefits that matter
Ultra, plus copays for Brand RX, specialist visits, labs, and x-rays
Virtual, plus copays for Primary Care visits and Urgent Care, Network discount applied to specialist visits, labs, and x-rays
Basic, plus copays for generic RX and behavioral health (3x/year)
Preventive Care paid at 100%, telehealth with $0 copay, RX discount
If an employee doesn’t choose a health insurance plan, you as the employer can choose to give everyone access to Telemedicine. There are also voluntary and supplemental plans available!
Not sure which plan is right for you? That’s okay – let’s talk and we’ll help you figure out the best fit!
Contact SBMA at (888) 505-7724, Option 2.
Contact freshbenies at (855) 373-7450.
Please call (800) 457-1309 or visit www.multiplan.com/sbmaspecificservices.
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*PHCS representatives can not verify benefits or provide plan information.
*PROVIDERS To verify member eligibility and benefits, call (888) 505-7724, Option 1
*To verify if a provider or facility is in the PHCS network, call (800) 950-7040. PHCS representatives can not verify benefits or provide plan information.
Discover answers to common questions about ECE Healthy Advantage, ensuring clarity and confidence as you contemplate providing our health and wellness support to your valuable early childhood education team.
IC360 ECE is built specifically for the needs of ECE and childcare employees. It includes flexible plan options for all needs, negotiated national pricing plans, unmatched benefit administration, and your trusted partner, Inspire Care 360. 
A major medical plan covers expenses and services after a designated cost share is met (deductible, coinsurance, copay), and covered services include inpatient and outpatient expenses.  The MEC plans cover everyday expenses with a copay or discount, with NO deductible; the plans do not cover hospital services or surgeries, except where ER services are specifically covered.   Â
The benefits administration will walk your employees through the benefit options available to them and coach them through product prices as to existing programs. They handle all benefit and claims questions on all programs, management of your benefits, and support is always available. Â
We will set up a one-on-one with an IC360 team member to go over plan details and schedule your onboarding call. You will receive your onboarding materials and meet with your IC360 team member and our enrollment specialist to ensure a streamlined process. Once onboarding materials are submitted, you will receive additional forms to sign and return. You will be sent a census to complete for your eligible staff. [Get Started]